Model Business
Model any business. Budget any home. Right in your pocket.
Turn a blank page into a five-year financial plan in minutes. Start from a ready-made template, tap in your numbers, and watch profit, cash and return update as you type — all encrypted on your device.
Start with a template, not a blank page
Pick Home budget, product, service or franchise. The right categories are already there — you just fill in the numbers.
Five years, updating live
Net profit, margin, cost of sales and ROI recalculate the instant you change a figure. Apply CPI to grow costs year on year.
Yours alone
Every model is a single encrypted file on your device. No cloud, no sign-up, nothing tracked.
Everything you need to plan the numbers
From the first estimate to a polished report you can hand to your accountant — without ever leaving the app.
Presets that already know your world
Choose a starting point and Model Business seeds the whole structure for you. The Home budget lays out 20+ household categories; the business templates arrive pre-tagged with fixed and variable costs.
- Home, product, service and franchise starters
- Categories and line items ready to edit
- Fixed vs variable costs already sorted
A five-year plan that answers back
Type an annual figure and it spreads across twelve months; parent lines roll up automatically. The P&L, the net-profit trend and your return on investment all move the moment you do — so you can test a "what if" and see the answer immediately.
- Yearly amounts auto-spread to months
- Apply CPI to inflate costs across years
- Return on investment and breakeven built in
See where the money actually went
Work through a month of spending in minutes. Import a CSV export from most Australian banks — or tap entries in by hand. Model Business recognises the merchant and files it for you (Aldi → Groceries, BWS → Alcohol, Ampol → Fuel), then shows a category breakdown so you can see exactly where it all goes. One tap turns the month into a ready-made budget model.
- Import a bank CSV, or add entries in seconds
- Merchants auto-sorted into categories — and it learns
- Category totals for the month at a glance
- Turn a month's spend into a budget in one tap
The calculators you'd otherwise keep in a spreadsheet
Work out loan repayments, wages with on-costs, and ROI or breakeven — right where you're building the model, so the answers flow straight into your plan.
- Loan & finance repayments
- Wages, super & on-costs
- Return on investment & breakeven
A report worth sending
Export a clean, branded PDF — key figures, a full P&L, a five-year chart and a line-by-line breakdown, dated and footed automatically. Or email the whole model to a partner or accountant; they open it straight in Model Business as a new model.
- One-tap PDF with charts and totals
- Email a model, import it in a tap
- Duplicate-safe: never overwrites your work
Runs a business plan and a household budget — and speaks each language
Model Business knows the difference. A business shows revenue, gross profit and return on investment; a household budget quietly switches to income, expenses and net surplus — no jargon you don't need.
Founders & owners
Pressure-test a new venture, a franchise purchase or next year's plan. See profit, margin, cash and ROI five years out before you commit a dollar.
Families & individuals
Build a household budget from a ready-made list of categories, track income against expenses, and watch your net surplus — or shortfall — take shape.
Accountants & mentors
Hand a client a starting model, review the PDF they send back, and iterate together — everything portable in a single file.
From idea to answer in minutes
Pick a template
Home, product, service or franchise. The categories and structure are laid out for you from the first screen.
Fill in your numbers
Tap a line, type an amount. Months and running totals sort themselves out; sections roll up as you go.
See it, then share it
Read your five-year outlook at a glance, then export a PDF or email the model to whoever needs it.
Your finances stay yours
Most finance apps send your numbers to a server. Model Business doesn't have one. Each model is a single file, encrypted on your device with a key that never leaves it — so there's nothing in the cloud to leak, sell or subpoena.
- Bank-grade SQLCipher encryption, on device
- No account, no login, no analytics
- Fully functional with no connection at all
One app. One price. Yours to keep.
No subscription and no in-app upsells — buy Model Business once and every feature is unlocked, on iPhone, iPad and Android.
Everything unlocked from the start. No subscription, ever.
- Unlimited models & five-year projections
- All templates and calculators
- PDF reports, printing, email & model sharing
- Pay once — no subscription, it's yours
Launch price — rising to $49 in 2027. Buy now and it's yours to keep.
Good to know
Do I need an account? ＋
No. There's nothing to sign up for and no password to remember — open the app and start a model.
Where is my data stored? ＋
Only on your device. Each model is an encrypted file (SQLCipher) with a key generated on your device and kept in its secure store. Nothing is sent to a server.
Is it a subscription? ＋
No. Model Business is a single one-time purchase — no subscriptions and no in-app upsells. Buy it once and every feature is unlocked.
Can I share a model with someone else? ＋
Yes. Email a model straight from the app; the recipient opens the attachment and it imports as a new model — with a fresh name if they already have one called the same thing.
Can I import my bank statement? ＋
Yes. In Spend Analysis, import a CSV export from your bank — most Australian banks' formats are recognised automatically — and each transaction is sorted into a category for you. The file is read entirely on your device — nothing is uploaded — and you can turn the month's spending into a budget model with one tap.
Does it work offline? ＋
Completely. Model Business needs no connection to create, edit, report on or share your models.
Which devices are supported? ＋
iPhone, iPad and Android phones and tablets, with a layout that adapts from a single column on phones to a side-by-side insight panel on tablets.
Is it just for businesses? ＋
Not at all. The Home budget template turns Model Business into a household budgeting tool, with wording and figures tuned for personal finances.
Model your next move today
A one-time $19.99 on iPhone, iPad and Android — no subscription. Build your first five-year plan in minutes.