ModelBusiness Where kids learn money by actually doing it.
Pocket money, chores and first jobs become real practice — saving, spending, giving and growing, plus safe “what-if” decisions that teach the lessons early.
Launching on iPhone, iPad and Android. Get notified →
A$9.99 once. No ads · No subscription · No data collected
Kids get money long before anyone teaches them what to do with it
Schools are adding financial literacy, but theory rarely becomes habit. The apps kids use are debit cards built to move money — not to build judgement. ModelBusiness for Kids is practice, not a lecture.
Every dollar gets a job
Money in from allowance, chores and casual work splits across four jars — and Stax makes sure kids pay themselves first.
Save
Build toward goals and a rainy-day buffer — funded before anything is spent.
Spend
Everyday money that's theirs to enjoy — with the trade-offs made visible.
Give
A habit of generosity, from a birthday gift to a cause they care about.
Grow
Watch money make money, and meet the idea of compounding early.
Run the what-ifs before they count
Real life throws curveballs. In the What-if sandbox, kids play a decision out on a safe copy of their own money and watch how it lands over the next few weeks — no real-world cost, just the lesson.
- Spend now or save? See both futures.
- Surprise costs teach why a buffer matters.
- Mistakes are free, so the lessons stick.
Playing on a safe copy — real money untouched
Even borrowing becomes a lesson
Kids can borrow for something now — from a parent or the app — and track every repayment. Add interest as a flat fee or a percentage, and the app always shows the true cost of borrowing.
- Goals, a rainy-day fund, chores and casual jobs.
- Repayments drawn automatically — debts come first.
Timeless principles, made playable
The lessons behind The Richest Man in Babylon, turned into 60-second quests and real habits — never a lecture.
Pay yourself first
Save and Grow fill before Spend unlocks — the very first habit, built in.
Live on less than you earn
A budget that balances, with surplus something to celebrate.
Guard against loss
A rainy-day fund turns a crisis into a shrug.
Make your money work
Meet growth and compounding, early and gently.
Give with intention
Generosity as a habit, not an afterthought.
Beware of debt
See the true cost of borrowing before it ever costs you.
Built to earn your trust
A quiet Parent Corner keeps you in the loop — set allowance and chores, follow progress, and print a money plan. And the privacy model is as simple as it gets: there are no accounts and no tracking, so everything your child enters stays on their device.
- Private by design — nothing uploaded, nothing sold
- No ads, ever, and no in-app purchases
- Parent Corner: allowance, chores and progress
- Real money, no banking — no card, no account
A one-time purchase from Silent Services, the makers of ModelBusiness.
Say hi to Stax
Stax is your kid's money buddy — upbeat, never preachy. Cheers a smart save, flags a risky move, and helps think a decision through. Every kid can make Stax look like them, and even rename their guide.
One app. One price. No catches.
Get the whole experience for A$9.99 — no ads, no subscriptions, no data sold. Launching on iPhone, iPad and Android.
Everything unlocked from the start. No subscription, ever.
- Jars, goals, chores, jobs and a rainy-day fund
- The what-if sandbox and the loan tracker
- Parent Corner and a printable money plan
- No ads, no in-app purchases, no data collected
Launch price in Australian dollars; store prices are set per region. One App Store purchase covers iPhone and iPad on the same Apple ID; Android is a separate purchase on Google Play.
Good to know
What ages is it for?
It's designed for the 10–14 "tween" years — old enough for pocket money, chores and first casual jobs, and ready to run money decisions themselves.
Is my child's data safe?
Yes. There are no accounts and no tracking. Everything the child enters stays on the device — nothing is uploaded, sold, or used for ads.
Is it connected to a real bank or card?
No. It's a learning tool, not a bank. There's no card, account or real transaction — just safe practice with the money your child actually has.
How much does it cost?
A$9.99 — a single one-time purchase, with no subscriptions and no in-app purchases. One App Store purchase covers iPhone and iPad on the same Apple ID; Android is a separate purchase on Google Play.
Who makes it?
ModelBusiness for Kids is built by Silent Services Pty Ltd, makers of the ModelBusiness financial-planning app.
Be first to know when Stax arrives.
Launching on iPhone, iPad and Android. A one-time purchase — no ads, no subscription, private by default.